Last updated: 11 March 2026

Nika Finance Inc. (“Nika,” “we,” “us,” or “our”) respects your privacy and is committed to protecting the information we collect in connection with our website, mobile applications, smart contracts, and related services (collectively, the “Services”). This Privacy Policy explains how we collect, use, share, and safeguard your information. Use of the Services is subject to this Privacy Policy as well as our Terms of Service.

1. Information We Collect

We may collect the following types of information when you use the Services:

Information you provide directly

• Contact information such as your email address when you join our waitlist, subscribe to communications, or contact support.
  
  
• Content of communications when you correspond with us via email, forms, or community channels.
  
  
• Responses to surveys, feedback requests, or promotional activities.
  
  
• Information you may choose to provide in job applications or other submissions.
  
  

Information collected automatically

• Blockchain wallet addresses you connect and related public transaction data.
  
  
• Device and technical data such as operating system, browser type, IP address, device identifiers, and crash logs.
  
  
• Usage information such as pages visited, features used, referral sources, and in-app activity.
  
  
• Cookies, web beacons, and other tracking technologies are used to improve your experience.
  
  

Information from third parties

• Service providers, compliance vendors, or analytics partners may provide us with information related to your wallet activity, interactions with our Services, or communications.
  ‍

Because blockchain networks are public and decentralized, information such as wallet addresses, transaction hashes, token balances, and smart contract interactions are publicly visible and permanently recorded on the blockchain. We do not control blockchain networks and cannot modify, delete, or restrict access to such public data. Even if we remove personal information from our systems, blockchain data associated with your wallet address may remain publicly accessible and may be linked by third parties.

‍

Except in connection with third-party Ramp Services or other compliance integrations, Nika does not collect government identification documents, biometric identifiers, or financial account credentials. Any such information is collected directly by the applicable third-party provider and is governed by that provider’s privacy policy.

‍

We do not intentionally collect sensitive personal data such as racial or ethnic origin, political opinions, religious beliefs, health information, or biometric identifiers, except where voluntarily provided in communications or required by a third-party compliance provider.

2. How We Use Information

We use the information we collect to:

• Provide, maintain, and improve the Services.
  
  
• Facilitate blockchain transactions and interoperability features.
  
  
• Send updates, newsletters, marketing communications, and promotional materials.
  
  
• Respond to inquiries, feedback, and support requests.
  
  
• Monitor usage trends and improve functionality.
  
  
• Prevent fraud, enforce our Terms of Service, and comply with legal obligations.
  
  
• Customize and personalize your experience.
  
  
• Conduct analytics, research, and performance measurement.
  

3. Sharing and Disclosure of Information

We may share information we collect in the following circumstances:

• With Service Providers. We may share information with vendors and service providers who support hosting, analytics, infrastructure, marketing, communications, and customer support.
• With Financial, Liquidity, and Infrastructure Partners. We may share information (including wallet addresses, transaction data, and related metadata) with independent third-party providers to facilitate features of the Services, including but not limited to fiat on/off-ramp providers, liquidity venues, perpetual trading venues (including Hyperliquid), prediction market providers (including Polymarket), Yield Providers (including Yield.xyz), smart contract routing providers, blockchain data providers, and compliance or analytics partners. Such providers operate independently and are subject to their own privacy policies.
  
• With Third-Party Protocols. When you interact with a Protocol, smart contract, Yield Opportunity, Perps Venue, or other blockchain-based integration through the Services, relevant transaction data is transmitted directly to public blockchain networks and/or the applicable third-party provider. Nika does not control the privacy practices of such third parties.
• For Legal and Regulatory Purposes. We may disclose information if required to comply with applicable law, regulation, subpoena, court order, or governmental request, or to protect the rights, property, or safety of Nika, our users, or others.
  
• Business Transfers. In connection with a merger, acquisition, financing, reorganization, bankruptcy, or sale of assets, information may be transferred as part of the transaction.
  
• With Your Direction or Consent. We may share information where you explicitly direct us to do so.

We may also share aggregated or de-identified information that cannot reasonably be used to identify you. We do not sell your personal information in exchange for monetary compensation. We may share information as described above to operate the Services.

4. Third-Party Services

Our Services may link to, integrate with, or rely on third-party services, applications, or providers. Your use of those services is subject to their respective privacy policies and terms, and we are not responsible for their practices. We may rely on third-party providers such as cloud hosting, analytics services, compliance vendors, and fiat on/off-ramp providers. Their use of your information is governed by their own privacy policies.

5. Cookies and Tracking

We and our partners may use cookies, local storage, device identifiers, and similar technologies to:

• Authenticate users.
  
  
• Remember preferences.
  
  
• Analyze usage and performance.
  
  
• Deliver marketing and promotional messages.
  
  

You may disable or manage cookies and similar tools through your browser or device settings, though some features of the Services may not function properly if you do so.

6. Analytics

We may use analytics providers to collect information about how the Services are used, such as frequency of access, performance metrics, and interaction patterns. This helps us understand and improve the Services.

7. Data Security

We take reasonable measures to protect information from unauthorized access, use, or disclosure. However, no system or transmission is completely secure. You are responsible for maintaining the security of your wallet, devices, and private keys. In the event of a security breach affecting your personal information, we will notify you and regulators as required by applicable law. You acknowledge that no method of transmission over the Internet or method of electronic storage is completely secure. To the maximum extent permitted by law, we disclaim liability for unauthorized access, hacking, data loss, or security breaches except to the extent directly caused by our gross negligence or willful misconduct.

8. Data Retention

We retain information for as long as necessary to fulfill the purposes described in this Privacy Policy or as required by law. Certain data, including blockchain wallet addresses, transaction hashes, token balances, and on-chain activity, are recorded permanently on decentralized public networks that we do not control. Such data cannot be modified, deleted, restricted, anonymized, or erased by Nika or by any third party. Requests to delete or erase personal data do not apply to information that is publicly recorded on a blockchain.

9. Your Rights and Choices

Depending on your jurisdiction, you may have certain rights regarding your information. Subject to applicable law, these may include:

• Access – You may request a copy of the personal information we hold about you.
  
  
• Correction – You may request that we correct or update inaccurate or incomplete information.
  
  
• Deletion – You may request that we delete certain information we maintain about you, subject to legal or operational requirements.
  
  
• Restriction / Objection – You may object to or request restrictions on our processing of your information in certain circumstances.
  
  
• Marketing Preferences – You may opt out of receiving promotional communications from us by following the unsubscribe instructions included in those communications or by contacting us directly.
  
  
• Cookies & Tracking – You can manage or disable cookies and other tracking technologies through your browser or device settings.
  
  

To exercise these rights, please contact us at support@nika.finance. We may require additional information to verify your identity before fulfilling your request. Please note that we may retain certain information as required by law or for legitimate business purposes, and blockchain transaction data recorded on public networks cannot be altered or removed by us.

10. International Transfers

We may transfer, process, and store information in the United States and other jurisdictions where privacy laws may differ from those in your country of residence. By using the Services, you consent to such transfers.

Where required by applicable data protection laws (including the General Data Protection Regulation (GDPR)), we process personal data on the basis of:

• Your consent;
  
  
• Performance of a contract;
  
  
• Compliance with legal obligations; or
  
  
• Legitimate interests in operating, securing, and improving the Services.

‍

Where legally required, we implement appropriate safeguards for cross-border transfers.

11. Children

The Services are intended for users over the age of 18. We do not knowingly collect personal information from children. If you believe we have inadvertently collected information from a child, please contact us.

12. Changes to this Privacy Policy

We may update this Privacy Policy from time to time. If we make material changes, we will update the “Last Updated” above and, where appropriate, notify you through the Services or other channels. Continued use of the Services after updates constitutes acceptance of the revised policy.

13. Contact Us

If you have any questions about this Privacy Policy, please contact us at support@nika.finance.

14. Sole Statement

This Privacy Policy is the sole statement of our privacy practices with respect to our Services. No summary, modification, restatement or other version of this Privacy Policy, or other privacy statement or policy, in any form, is valid unless we post a new or revised policy to our Website or Applications.

‍