.png)
Last updated: 24 September 2025
Please read these Terms of Service (the “Terms”) carefully. They form a binding legal agreement between you and Nika Finance Inc., a Delaware corporation (“Nika,” “we,” “us,” or “our”).
These Terms govern your access to and use of the Nika website at nika.finance, our mobile applications (the “App”), our non-custodial wallet software (the “Wallet”), and any associated interfaces, tools, and services that we provide (collectively, the “Services”). Nika may also offer other products and services, which will be governed by these Terms unless otherwise specified.
The Services do not include external websites, applications, or platforms that may be linked or accessible through the Services. Such third-party platforms may have their own terms of service, which govern your use of those platforms. For example, the Hyperliquid interface at app.hyperliquid.xyz, owned and operated by HyperLiquid Corp., is independent from Nika. We disclaim all liability for any transactions or activities conducted on such third-party platforms.
The Services may facilitate your access to certain blockchain-based protocols and decentralized applications (“dApps” and, together, the “Protocols”) that are not owned, controlled, or operated by Nika. Any transactions you conduct via such Protocols are solely between you and other users or third-party providers. Nika is not a counterparty and disclaims all liability in connection with those activities.
By clicking “I Accept,” downloading or using the App, creating a Wallet, or otherwise accessing or using the Services, you confirm that (1) you have read, understood, and agree to be bound by these Terms, (2) you are of legal age to form a binding contract with Nika, and (3) you have the authority to enter into these Terms personally or on behalf of the legal entity for which you are using the Services. If you do not agree, you may not use the Services.
The Services are not offered to and may not be used by any person or entity that resides in, is a citizen of, is located in, is incorporated in, or has a registered office in any jurisdiction subject to comprehensive sanctions under applicable U.S., U.K., or EU law, or by any person or entity designated on a government sanctions or watch list (including but not limited to the U.S. Treasury Department’s Office of Foreign Assets Control list). We do not make exceptions. If you are such a restricted person, you may not use the Services. The use of a virtual private network (VPN), proxy, or other technology to circumvent these restrictions is prohibited. You further represent and warrant that your use of the Services will fully comply with all applicable laws and regulations, and that you will not access or use the Services to conduct, promote, or otherwise facilitate any illegal activity.
By agreeing to these Terms, you agree, with limited exceptions, to resolve any dispute between you and Nika through binding, individual arbitration rather than in court. This means you waive the right to a jury trial or to participate in any class, collective, or representative action. See Section 18 (Dispute Resolution) for full details.
We may update these Terms at any time, at our sole discretion. If we do so, we will post the revised Terms on the Site and update the “Last Updated” date above. Such revised Terms take effect immediately upon posting. By continuing to use the Services after changes become effective, you agree to the updated Terms. You should review this page regularly for the most current version.
Nika does not provide investment, financial, legal, accounting, or tax advice or consulting services. We solely provide non-custodial wallet software and interfaces. Any decisions to transact in or engage with digital assets are made solely at your own risk. Nika does not custody, hold, or control user assets or private keys. You are solely responsible for safeguarding your Wallet credentials and for all transactions you authorize. Decisions to engage in transactions or perform operations involving digital assets should be taken solely on your own accord.
Nika provides non-custodial wallet software that enables you to generate addresses and interact with blockchain networks. We do not create, hold, or control wallets on your behalf. We do not custody or have access to your private keys. You are solely responsible for safeguarding your wallet credentials, seed phrases, and private keys. Losing control of your private keys will permanently and irreversibly deny you access to digital assets. Nika cannot recover lost keys, restore access, or reverse transactions. You accept all risks associated with the use of your Wallet and related addresses, including user error, lost passwords, incorrectly constructed transactions, or compromised devices.
Digital assets and decentralized finance are experimental, volatile, and carry significant risks, including complete loss of value. You should never use funds you cannot afford to lose.
These Terms constitute a binding legal agreement between you (“you,” “your,” or “User”) and Nika Finance Inc., a Delaware corporation (“Nika,” “we,” “us,” or “our”). By accessing or using any portion of the Nika website located at nika.finance (the “Site”), our mobile applications (the “App”), our non-custodial wallet software (the “Wallet”), trading interfaces, referral and XP programs, or any associated products, features, interfaces, or tools we make available (collectively, the “Services”), you acknowledge that you have read, understood, and agreed to be bound by these Terms. If you do not agree, you must not access or use the Services. These Terms apply in addition to any supplemental agreements or disclosures made available within the Services. In the event of a conflict, such supplemental terms will control solely with respect to the applicable Service.
You further acknowledge that the Services may interoperate with or facilitate access to independent, third-party protocols, decentralized applications (“dApps”), smart contracts, liquidity venues, custodians, on/off-ramps, and other blockchain-based or financial service providers (collectively, “Third-Party Services”). Nika does not own, control, or operate any such Third-Party Services and expressly disclaims all liability for any acts, omissions, or obligations of such third parties.
We may revise these Terms at any time, in our sole discretion. If we do, we will post an updated version on the Site and update the “Last Updated” date above. Revised Terms take effect immediately upon posting (or at a later date stated in the revision). Your continued use of the Services after the effective date of any change constitutes your acceptance of the updated Terms. You should review these Terms regularly.
For an explanation of how we collect, use, and disclose information from users, please review our Privacy Policy. You acknowledge and agree that your use of the Services is subject to the Privacy Policy, and that we may collect, use, and disclose your information (including personal data) in accordance with it.
The Services are software-only. They enable you to: (a) generate and manage cryptographic keypairs locally on your device and interface with supported blockchain networks through the Wallet; (b) connect to and interact with dApps, decentralized exchanges, perpetual swap protocols, liquidity pools, and other blockchain-based protocols not controlled by Nika (together, the “Protocols”); (c) view balances, addresses, or other publicly available blockchain data; (d) initiate and broadcast transactions directly to supported blockchain networks; and (e) access optional integrations such as fiat on- and off-ramps provided entirely by Third-Party Services.
The Services do not include: (i) brokerage, exchange, clearing, settlement, or execution services; (ii) money transmission, e-money issuance, or banking services; (iii) custody or safekeeping of any digital assets or private keys; or (iv) investment, legal, accounting, or tax advice. All transactions using the Services occur on decentralized networks or through independent third parties outside of our control. Nika is not a counterparty to any transaction. We cannot reverse, cancel, freeze, claw back, insure, or otherwise guarantee any transaction or digital asset.
The Services are software only. The App and Wallet function solely as visual user interfaces and developer tools. Nika is not, and does not represent itself to be, a digital asset exchange, broker, dealer, investment adviser, fund manager, financial institution, custodian, robo-advisor, intermediary, creditor, or counterparty. Nika does not broker trading orders, intermediate transactions, or facilitate the execution or settlement of your trades. All transactions occur directly on public blockchain networks or through Third-Party Services outside our control. We do not (and cannot) guarantee market best pricing or execution. Any references to “best price” or similar language in the Services are non-binding and do not constitute a representation, warranty, or guarantee.
Nika never has possession, custody, or control of your digital assets or private keys. You are solely responsible for securing and maintaining control of your wallet credentials, seed phrases, and private keys. If you lose your credentials, you will permanently lose access to your assets. Nika cannot restore access or reverse transactions. To the fullest extent permitted by law, you acknowledge and agree that Nika owes you no fiduciary duties or obligations. Any duties that may otherwise exist at law or in equity are expressly disclaimed. The Services do not provide financial, investment, legal, accounting, tax, or regulatory advice, directly or indirectly, implicitly or otherwise. Nothing in the Services or these Terms should be considered a substitute for professional advice. You should obtain independent advice before making financial decisions. Nika does not support, endorse, or recommend any particular dApp, Protocol, liquidity pool, or Third-Party Service accessible through the Services. Any creator or operator of such Protocols acts independently and has no employment, agency, or contractual relationship with Nika. You understand and agree that your relationship with Nika is limited strictly to that of an independent user of software. Nothing in these Terms shall be construed to create any fiduciary, partnership, agency, advisory, custodial, or joint-venture relationship between you and Nika.
4.1 Age and Capacity. You may use the Services only if you are at least the age of majority in your jurisdiction of residence, have the legal capacity to form a binding contract, and are not otherwise barred under applicable law.
4.2 Restricted Persons. The Services are not offered to, and may not be used by: (a) persons or entities located in, resident of, incorporated in, or otherwise accessing the Services from jurisdictions subject to comprehensive U.S., EU, U.K., or U.N. sanctions or embargoes; (b) persons listed on any sanctions or denied-party list, including but not limited to the U.S. Department of the Treasury Office of Foreign Assets Control (“OFAC”) Specially Designated Nationals (SDN) list, the U.S. Department of Commerce Denied Persons list, or equivalent lists maintained by other authorities; or (c) any other person prohibited under applicable export-control, anti-money laundering (“AML”), counter-terrorist financing (“CFT”), or similar regimes.
4.3 No Circumvention. You must not attempt to evade eligibility controls or geo-blocking measures, including through the use of VPNs, proxies, or device-spoofing. Any such circumvention constitutes a breach of these Terms.
4.4 Representations. By accessing or using the Services, you represent and warrant that you (i) satisfy the eligibility criteria set forth in this Section, (ii) will comply with all applicable laws, including sanctions, AML, and CFT requirements, and (iii) will not use the Services for any unlawful purpose.
5.1 Non-Custodial Wallet. The Services include non-custodial wallet software that allows you to generate blockchain addresses and interact with supported networks. Nika does not create, hold, or control wallets on your behalf.
5.2 Private Keys. You are solely responsible for securing your wallet credentials, including private keys, recovery phrases, and passwords. If you lose your credentials, you will permanently lose access to your digital assets. Nika cannot recover lost credentials, restore access, or reverse transactions.
5.3 User Error and Device Risk. You assume all risks of user error, including but not limited to forgotten passwords, incorrectly constructed transactions, or mis-typed wallet addresses, as well as risks of device failure, malware, phishing, or unauthorized access.
5.4 Multiple Accounts. Nika may restrict or disable access if it reasonably believes you have created multiple accounts or associated the same wallet address with multiple accounts in violation of these Terms.
5.5 Linked Services. For convenience, you may connect your Wallet to Third-Party Services. Nika is not responsible for any loss, damage, or liability arising from your use of such integrations.
You agree not to, and will not permit any third party to, directly or indirectly: (a) use the Services in any jurisdiction where they are prohibited, or in violation of sanctions or export controls; (b) attempt to circumvent eligibility restrictions, geo-blocking, or sanctions controls; (c) introduce malware, viruses, or exploit security vulnerabilities; (d) interfere with the operation of networks, smart contracts, liquidity venues, or oracles; (e) engage in fraudulent, deceptive, or manipulative behavior, including wash trading, spoofing, layering, front-running, or other abusive trading practices; (f) infringe upon intellectual property, privacy, or proprietary rights; (g) reverse-engineer, decompile, scrape, or extract data from the Services, except as permitted under open-source licenses or applicable law; (h) use the Services to conduct or facilitate unlawful activity, including money laundering, terrorist financing, or securities violations; (i) upload, transmit, or disseminate unlawful, harmful, or objectionable content; or (j) otherwise use the Services in a manner not expressly authorized by these Terms.
Nika reserves the right, but has no obligation, to monitor access and use of the Services. We may suspend, restrict, or disable your access where we reasonably suspect a violation of this Section, without liability to you.
7.1 Independent Providers. The Services may link to, interoperate with, or embed functionality from independent third-party applications, protocols, or service providers, including but not limited to: decentralized applications (“dApps”) and smart contracts; market makers, liquidity providers, and perpetual swap venues; fiat on- and off-ramp providers; price oracles, data feeds, and analytics services; app stores, cloud hosting, or infrastructure providers.
7.2 No Control. Nika does not control and is not responsible for the availability, performance, legality, security, screening decisions, fees, service levels, compliance, or acts and omissions of any third party.
7.3 Separate Terms. Your use of Third-Party Services is governed solely by their terms, privacy policies, and agreements. You are responsible for reviewing and complying with those terms.
7.4 Third-Party Provider Shield. You acknowledge and agree that: (a) Nika is not a party to, and has no liability arising from, your interactions with any Third-Party Service; (b) any transaction you enter into with a Third-Party Service is solely between you and that provider; and (c) Nika makes no warranties or representations, and expressly disclaims all liability, with respect to Third-Party Services.
7.5 Third-Party Beneficiaries. Our affiliates, service providers, licensors, liquidity partners, and issuing partners are intended third-party beneficiaries of this Section and may enforce it directly.
8.1 Independent Providers. The Services may allow you to purchase or sell digital assets using fiat currency through third-party on-/off-ramp providers (the “Ramp Services”). Ramp Services are operated entirely by independent third parties.
8.2 Separate Agreements. Your use of Ramp Services is governed solely by the applicable provider’s terms of use, fee schedules, and privacy policies. In the event of any conflict between those terms and these Terms, the provider’s terms will control for Ramp Services.
8.3 KYC/AML Responsibility. Ramp Services may require you to complete identity verification, sanctions screening, or other compliance checks as determined by the provider. Failure to comply may result in denial or suspension of Ramp Services. Nika has no control over, and disclaims any responsibility for, such processes.
8.4 No Custody or Banking Services. Nika is not a bank, custodian, money transmitter, or financial institution. Nika does not receive, hold, or transmit fiat currency or digital assets in connection with Ramp Services. Any safeguarding or insurance (if applicable) is provided solely by the third-party provider.
8.5 Data Sharing. By initiating a Ramp Service transaction, you authorize Nika to share the minimum necessary personal or transactional information with the provider to facilitate the transaction and comply with applicable law, subject to our Privacy Policy.
9.1 General Risks. You acknowledge and agree that digital assets and blockchain-based technologies are experimental, volatile, and inherently risky. By using the Services, you assume full responsibility for all risks, including but not limited to: Market Risk (price volatility, leverage, liquidations, and loss of value of digital assets and derivatives); Technology Risk (bugs, exploits, vulnerabilities, or unintended code behaviors in smart contracts, dApps, or blockchain protocols); Network Risk (forks, upgrades, reorganizations, censorship, front-running, miner/validator extractable value (MEV), or chain instability); Transaction Risk (failed, delayed, or reverted transactions; incorrect addresses; insufficient gas; or slippage between quoted and executed prices); Security Risk (loss of private keys, device compromise, phishing, malware, or unauthorized access); Regulatory Risk (changes in law, regulation, or enforcement action that may restrict, alter, or prohibit use of digital assets or the Services); and Counterparty Risk (failures, hacks, or insolvency of independent liquidity providers, oracles, or Third-Party Services).
9.2 Irreversibility. Blockchain transactions are final and irreversible once confirmed. Nika cannot reverse or recover assets sent in error.
9.3 No Insurance. Digital assets are not insured by Nika, the Federal Deposit Insurance Corporation (FDIC), the Securities Investor Protection Corporation (SIPC), or any other governmental or private insurer.
9.4 No Advice. The Services do not provide financial, investment, legal, accounting, or tax advice. Decisions to buy, sell, hold, or use digital assets are made entirely at your own risk.
9.5 Taxes and Fees. You are solely responsible for all gas fees, network fees, third-party fees, and any applicable taxes arising from your use of the Services. Nika reserves the right to charge fees for certain Services in the future.
10.1 No Involvement. Interactions, communications, or transactions between users of the Services, or between a user and a third party accessed through the Services (including Protocols, liquidity providers, or Ramp Services), are solely between those parties.
10.2 Release. To the maximum extent permitted by law, you release Nika and its affiliates, officers, directors, employees, contractors, and service providers from any and all claims, demands, liabilities, disputes, or damages of any kind arising out of or relating to disputes between you and any other user or third party.
10.3 Indemnity. If Nika is made a party to a dispute between you and another user or third party due to your acts or omissions, you agree to indemnify and hold Nika harmless in accordance with Section 16 (Indemnification).
11.1 Sanctions Compliance. You represent and warrant that you are not: (a) located in, resident of, incorporated in, or accessing the Services from a jurisdiction subject to comprehensive sanctions or embargoes; (b) identified on, or acting for a party identified on, any applicable sanctions or denied-party list, including but not limited to OFAC’s Specially Designated Nationals list, the BIS Denied Persons List, or equivalent lists issued by the EU, U.K., or U.N.; or (c) using the Services to evade sanctions or restrictions.
11.2 No Circumvention. You must not use VPNs, proxies, or other technical means to attempt to circumvent geographic or eligibility restrictions.
11.3 Export Controls. You agree to comply with all applicable export control and re-export laws, including those administered by the U.S. Department of Commerce and the U.S. Department of State. You will not use the Services for any end-use prohibited by applicable law, including the development, design, manufacture, or production of nuclear, missile, chemical, or biological weapons.
11.4 AML/CFT. Except as required by third-party Ramp Services under Section 8, Nika does not conduct customer due diligence. You are solely responsible for ensuring that your use of the Services complies with applicable anti-money laundering and counter-terrorist financing laws.
12.1 Our Rights. We may, in our sole discretion and without liability to you, suspend, restrict, or terminate your access to any part of the Services at any time, with or without notice, if we reasonably suspect that: (a) you have breached these Terms; (b) you have engaged in fraud, misconduct, or unlawful activity; (c) you pose sanctions, AML, or regulatory risk; (d) we are required to do so by law, regulation, or order of a competent authority; or (e) such action is necessary to protect the integrity, security, or stability of the Services.
12.2 Effect of Termination. Upon termination, your right to access and use the Services immediately ceases. Sections of these Terms that by their nature should survive termination (including but not limited to Sections 3, 7–11, 13–20) shall continue in full force and effect.
12.3 No Liability. To the fullest extent permitted by law, Nika will not be liable for any losses, damages, or liabilities arising from or relating to any suspension, restriction, or termination of your access to the Services.
13.1 Our Content. All intellectual property rights in and to the Services, including but not limited to software, interfaces, source code, designs, text, graphics, logos, and trademarks, are owned by or licensed to Nika. Except as expressly permitted by these Terms or applicable open-source licenses, you may not copy, modify, distribute, sell, or create derivative works of the Services.
13.2 Open-Source Components. Certain components of the Services may be offered under open-source or source-available licenses. In the event of a conflict between such licenses and these Terms, the open-source license will control solely with respect to the applicable component.
13.3 User Content. If you submit content (including but not limited to feedback, suggestions, support tickets, bug reports, or other contributions), you grant Nika a worldwide, perpetual, irrevocable, royalty-free license to use, copy, modify, distribute, and commercialize such content for any purpose without attribution or compensation.
13.4 Third-Party Rights. The Services may display or interoperate with third-party content, trademarks, or services. All such third-party rights are the property of their respective owners. Nika does not claim ownership over them and disclaims all liability relating to them.
14.1 “As Is” Basis. The Services are provided on an “as is” and “as available” basis, without warranties of any kind, whether express, implied, or statutory. Nika specifically disclaims all warranties, express or implied, including but not limited to warranties of merchantability, fitness for a particular purpose, title, non-infringement, quiet enjoyment, accuracy, reliability, or availability.
14.2 No Advice. The Services do not constitute financial, investment, legal, accounting, or tax advice. Any content, information, or tools made available are for informational purposes only and should not be relied upon for financial or trading decisions. You should obtain independent professional advice before engaging in any digital asset activity.
14.3 Blockchain and Third-Party Risks. Nika makes no representations or warranties regarding: (a) the operation, security, or functionality of any blockchain or Protocol; (b) the acts or omissions of liquidity providers, Ramp Services, or other third parties; (c) the uninterrupted, timely, or error-free availability of the Services; or (d) the accuracy of data displayed through the Services, including price quotes, balances, or transaction status.
14.4 Assumption of Risk. You acknowledge that use of blockchain technology involves significant risks, including those described in Section 9 (Risk Disclaimers). You assume full responsibility for these risks when accessing or using the Services.
15.1 Exclusion of Certain Damages. To the maximum extent permitted by law, Nika and its affiliates, officers, directors, employees, contractors, and service providers shall not be liable for any indirect, incidental, special, consequential, exemplary, or punitive damages, or for any loss of profits, revenues, goodwill, data, or use, even if we were advised of the possibility of such damages.
15.2 Aggregate Liability Cap. To the maximum extent permitted by law, Nika’s total aggregate liability for all claims arising out of or relating to the Services shall not exceed one hundred U.S. dollars (USD $100), regardless of the cause of action, legal theory, or number of claims.
15.3 Waiver of Non-Contractual Theories. The parties agree that their relationship and obligations are defined solely by contract. Each party expressly waives the right to assert claims under tort, equity, strict liability, or other non-contractual theories to the fullest extent permitted by law.
15.4 Time Limitation on Claims. Any claim, demand, or cause of action arising out of or relating to the Services must be filed within one (1) year after the claim accrues. Otherwise, it is permanently barred.
16.1 Indemnity by You. To the maximum extent permitted by law, you agree to indemnify, defend, and hold harmless Nika, its affiliates, officers, directors, employees, contractors, and service providers (the “Indemnified Parties”) from and against any and all claims, damages, obligations, liabilities, losses, fines, penalties, costs, and expenses (including reasonable attorneys’ fees) arising out of or relating to: (a) your access to or use of the Services; (b) your violation of these Terms; (c) your violation of any applicable law or regulation; (d) your infringement or misappropriation of any third-party right; or (e) your negligence, fraud, or willful misconduct.
16.2 Defense and Cooperation. You agree to promptly notify the Indemnified Parties of any claim subject to indemnification, cooperate fully in the defense, and allow Nika to assume exclusive control of the defense and settlement. You may not settle any claim without Nika’s prior written consent.
Nika shall not be liable or responsible for any failure or delay in performance caused by events beyond its reasonable control, including but not limited to: natural disasters, pandemics, epidemics, war, terrorism, civil unrest, government orders, labor disputes, embargoes, sanctions, internet or telecommunications outages, DNS or PKI failures, validator or miner failures, blockchain congestion, protocol attacks, distributed denial-of-service (DDoS) attacks, cyber intrusions, power outages, or failures of third-party providers.
18.1 Governing Law. These Terms and your use of the Services shall be governed by and construed in accordance with the laws of the State of Delaware, without regard to conflict-of-laws principles, and consistent with the Federal Arbitration Act.
18.2 Mandatory Arbitration. Any dispute, controversy, or claim arising out of or relating to these Terms or the Services shall be resolved by binding arbitration administered by JAMS under its Comprehensive Arbitration Rules and Procedures, including Expedited Procedures. The arbitration shall be conducted in English, seated in Delaware, and may be conducted remotely to the extent permitted by JAMS.
18.3 Individual Capacity Only. YOU AND NIKA AGREE THAT ALL CLAIMS WILL BE BROUGHT ONLY IN AN INDIVIDUAL CAPACITY AND NOT AS A CLASS, COLLECTIVE, CONSOLIDATED, OR REPRESENTATIVE PROCEEDING. THE ARBITRATOR MAY NOT CONSOLIDATE MORE THAN ONE PERSON’S CLAIMS OR OTHERWISE PRESIDE OVER ANY FORM OF REPRESENTATIVE OR CLASS PROCEEDING.
18.4 Waiver of Jury Trial. To the maximum extent permitted by law, you waive your right to a jury trial.
18.5 Carve-Outs. Either party may bring qualifying claims in small-claims court or seek injunctive or equitable relief in a court of competent jurisdiction to protect intellectual property or trade secrets.
18.6 Confidentiality. Arbitration proceedings, submissions, and awards shall be confidential, except as necessary to enforce an award or as required by law.
18.7 Public Injunctive Relief. To the fullest extent permitted by law, you and Nika agree that the arbitrator may award relief only in favor of the individual party seeking relief and only to the extent necessary to provide relief warranted by that party’s individual claim. The arbitrator may not award relief for or against anyone who is not a party to the proceeding. The arbitrator may not grant any form of public injunctive relief or any relief that would affect users of the Services generally.
18.8 Survival and Severability. This Section 18 shall survive termination of these Terms. If the class action waiver in Section 18.3 is found to be unenforceable, the entire arbitration agreement in this Section 18 shall be null and void, and any claims shall be brought exclusively in the state or federal courts located in Delaware, on an individual basis only. If any other provision of this Section 18 is found to be invalid or unenforceable, the remaining provisions shall remain in full force and effect.
19.1 Entire Agreement. These Terms constitute the entire agreement between you and Nika regarding the Services and supersede all prior agreements or understandings.
19.2 Assignment. You may not assign or transfer your rights or obligations under these Terms without Nika’s prior written consent. Nika may freely assign or transfer its rights and obligations without restriction.
19.3 Severability. If any provision of these Terms is held invalid or unenforceable, the remaining provisions shall remain in full force and effect.
19.4 No Waiver. Failure to enforce any right or provision of these Terms shall not be deemed a waiver of such right or provision.
19.5 Notices. Nika may provide notices via email, in-app messages, or by posting on the Site. Notices shall be deemed effective when sent.
19.6 Changes. We may amend these Terms at any time by posting an updated version with a new “Last Updated” date. Your continued use of the Services after changes take effect constitutes acceptance.
19.7 Reservation of Rights. Nika reserves all rights not expressly granted to you under these Terms.
19.8 Regulatory Status. Nika is not registered with the U.S. Securities and Exchange Commission, the Commodity Futures Trading Commission, the Financial Industry Regulatory Authority, or any other regulatory authority, and the Services are not subject to any such regulatory oversight.
19.9 Export Control. You may not use or access the Services in violation of U.S. export laws or regulations, or for any prohibited end-use.
19.10 Time Limitation on Claims. Except as otherwise required by law, any claim or cause of action you may have arising out of or relating to the Services must be brought within one (1) year after the claim accrues, or it is permanently barred.
If you download the App from the Apple App Store or Google Play, you also agree to their standard terms. Apple and Google are not responsible for the App or its content, have no obligation to provide maintenance or support, and are third-party beneficiaries of this paragraph.
If you have any questions about these Terms, please contact us at support@nika.finance.
.svg)
© 2025 Nika.
All rights reserved.
Copyright © 2025 Nika Finance Inc. All rights reserved.
%20(1).png)
.svg){kind=small}